Master Business Budgeting Without the Spreadsheet Anxiety

Real skills for Australian businesses who want control of their finances—not just more formulas to memorize.

Explore Learning Programs

Where Most Businesses Actually Struggle

It's not about knowing what a budget is. Most business owners already get that part. The challenge is turning daily transactions into decisions that actually help your business grow.

Cash Flow Confusion

You're making sales, but somehow money feels tight. We help you understand why profit doesn't always mean cash in hand—and what to do about it.

Forecast Paralysis

Building forecasts that people believe in takes more than guesswork. Our approach shows you how to use past patterns without pretending you can predict the future.

Cost Allocation Mystery

Which expenses belong where? When you're running multiple products or services, this gets messy fast. We break down allocation methods that make sense for small teams.

Learn From Someone Who's Been in Your Position

Thora Underhill spent eight years managing budgets for three different businesses before teaching. She knows the difference between textbook advice and what actually works when you're dealing with Australian tax deadlines, seasonal revenue dips, and suppliers who don't always stick to their quotes.

Her programs skip the corporate theory and focus on practical techniques you can apply the same week. No ivory tower stuff—just methods that survive contact with real business conditions.

Business budgeting instructor with practical industry experience

How Our Programs Actually Work

September 2025

Foundation Module

Eight weeks covering the core concepts most businesses misunderstand. You'll work through real budget scenarios from Australian companies—anonymized but authentic—and learn why certain approaches fail under pressure while others hold up.

November 2025

Application Workshop

Five intensive sessions where you bring your own business data. We help you build a budget framework that fits your actual operations—not a generic template you'll abandon by February.

January 2026

Advanced Analysis

Once you've got the basics working, this module tackles variance analysis, scenario modeling, and department-level budgeting. Things get more technical here, but it's grounded in practical application.

Business financial planning and budgeting session

What You'll Walk Away With

These aren't certificates to hang on your wall. They're capabilities that change how you run your business—assuming you put in the work and apply what you learn.

  • Budget structures that reflect your business model, not some consultant's template
  • Methods for tracking variance that don't require a finance degree to interpret
  • Forecasting approaches that acknowledge uncertainty instead of pretending it doesn't exist
  • Cost allocation techniques appropriate for businesses with limited accounting resources

Start With a Clear Understanding

Our methodology page breaks down how we teach and why certain approaches work better than others for small to medium businesses. Worth a read before you decide if this is right for your situation.

See Our Teaching Approach